Yes Bank Gold Loan

Gold Loan at 1%* p.m.

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Gold Loan is used by a lot of persons in today’s era. The rate of Interest on these loans is also very less and it can be approached easily through various banks. Here is Yes Bank Gold Loan which helps the customer to get the loan on easy terms and conditions.

Interest rates and other fees

• Interest rates offered by the bank to the customers are comparatively very low. It starts at 10.50% per annum. It can be varied a little bit up and down.

• Processing fees – processing fees are 0.50% of the loan amount.

• Amount given for one gram gold is Rs. 1825 to Rs. 2231

Eligibility

There are some conditions that the applicant should fulfill to get a gold loan. These  are as follows:

• Age of the applicant should be more than 18 years and less than 65 years. He/she should be able to return the loan amount on time.

• She/he should have some rigid source of income so that he can give an interest rate to the bank.

• Applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be 18 carats to 24 carats.

Documentations

Process of documentation is very easy and simple.

•Identity proof (Passport/Id card/voter card/driving license) can be any one of them.

•3 passport size photos

•Passport can be an ID proof because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately.

•Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.

•Driving license can also be a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer.

•Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.

•PAN card is the permanent account number and it prevents the financial frauds. So it can be an identity/residence proof. Pan card is very essential document under KYC (know your customer) formality.

•Ration card also can be a residence proof because it provides enough information about the applicant.

•Signature proof is also required to get a Gold Loan.

Why should you choose Yes Bank over other financial companies

Bank provides the gold loan to the customers. Though Yes bank is a very reliable and trustworthy financial organization in India, it is not the only yes bank which provides gold loan there are so many other banks that are prone to give this facility then why one should go for yes bank only.

There are some reasons given here

•First of all, the Bank has a good reputation among people.

• This bank is awarded by RBI for its good services.

• Gold loan interest rates in YES Bank are very low.

• Adding to this, the bank takes care of all the needs of the customers.

• Likely, the time for the disbursal is very small.

• Also, very less documentation is required to apply for the loan.

• Moreover, there is no need for the guarantor to get a gold loan from Yes Bank.

•  Lastly, the Bank provides Rs. 1799 for I gram of loan but only if the purity is 24 karat. Because the amount of the rate also depends on the purity of the gold. Your gold ornaments will be assessed by specialist jewelers.

Yes Bank

Yes Bank is a big name in India to provide financial products like personal loan, home loan, car loan, gold loan, insurance and banking. Gold loan is the most popular product provided by Yes Bank.  You can take back them from the bank at the same time you return the loan in the same condition in which you did handover them to the bank. The security is the main priority of the banks. You can easily apply for a gold loan on lendingwale.com.  There is no need to go here and there to get information about gold loan interest rates and EMI ’s. You only need to fill an online form, and you will get a final call from our side.

Why lendingwale.com?

Why we are suggesting applying for the Gold loan by using lendingwale.com over other sites. lendingwale.com knows the value of your precious time.

•You will get so many perks if you apply by using this site. Here are some of them are givenIf you will apply for the Gold Loan from lendingwale.com you will get so many benefits.

• You just have to fill the Yes Bank Gold Loan form and you will get a call from outside automatically.

•Besides that, you may get some more concessions on the interest rates.

•Therefore there is no need to go to the bank.

•Even more, documents pick up facility from your doorstep is available.

You don’t need to go here for interest rate or to get to know about EMI ’s. All you need is to apply on lendingwale.com. you will get back a call back within a few minutes with all the information. So Gold Loan is only one step away from you.

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