VIJAYA Bank Gold Loan

Gold Loan at 1%* p.m.

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VIJAYA Bank Gold Loan

VIJAYA Bank is a very big and well-recognized bank of India. It was founded on 23rd October 1931. It has been serving people for 86 years. Bank has more than 2000 branches in India.  Mr. Attavara Balakrishana is the founder of the bank. Headquarter of the VIJAYA is in Bengaluru. This bank was founded by a group of farmers. The bank is also active in social activities like the bank has donated money for sanitation facilities to 56 govt. schools in rural areas. Bank caters its customers with so many financial products like banking, loans, and credit cards. Bank provides gold loan with so many facilities and the gold loan is disbursed very quickly you can say within 45 minutes. It takes hardly 10 minutes for the approval of gold loan on lendingwale.com. VIJAYA Bank Gold Loan is easily available.

 

 

What Is A Gold Loan

Gold loan is financial product provided by the banks/financial company to its customers. In this type of loan, you can have a loan against your gold jewelry. There is nothing to worry about even if you are not employed. The gold loan doesn’t require the customer to be salaried or self-employed. Anybody can have a gold loan if he/she has gold of given purity. IIFA provides a Gold loan. Bank/financial organization will take care of all the gold/jewelry and it will return back to you whenever you will pay back that particular amount of loan with interest to the bank/financial company

 

Why Gold Loan Is Preferred Over Other Loans

Gold Loan is useful in many essences but most important is that your gold will be at the safest place. The bank takes full guaranty of your gold. Even if you want to put your gold in bank lockers safely and securely then you have to pay to the bank for it but bank provides you locker only not security. So it’s better to get a Gold Loan, you will get money and security at the same time. Bank will be responsible for any kind of miss happening. Gold loan is available at very fewer interest rates in many banks. So many nonbanking financial companies also provide you a Gold Loan, and very less paperwork is required to complete these formalities.

 

 

Why You Should Choose VIJAYA Bank

So many banks and financial organizations provide a gold loan. Then why should you choose VIJAYA Bank for a gold loan?

Here are some reasons

Security of your gold is very tight.

The process is very transparent.

The bank is very dedicated towards its customers.

 

 

Purpose

Customers can use the gold loan for agricultural purposes.

For funding small businesses.

To fulfill personal needs.

For educational purposes.

 

 

Eligibility criteria

There are some conditions that the applicant should fulfill to get a gold loan. These are written below

Age of the applicant should be more than 18 years.

Applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be only 22 karats.

All the candidates who satisfy these eligibility criteria are eligible for Gold Loan.

 

 

Cheap And Attractive Interest Rates

Interest rates offered to the customers are comparatively very low. It starts at one year MCLR 8.50% per annum.

Tenure for a gold loan is 3 months to 12 months.

There are no prepayment charges and there is no processing fee.

It can be varied a little bit up and down.

The amount of loan provided by VIJAYA Bank starts from 1000. There is no maximum limit.

 

 

Documents Required

The process of documentation is very easy and simple. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents so there is no problem with the submission.

3 passport size photos,

•A passport is can be an ID proof because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. But the passport should not be expired.

•Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.

•Driving license is also regarded as a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer. But the condition is that it should not be expired.

 

•Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.

•PAN card is the permanent account number that is provided to the customers and it prevents from the financial frauds. So it is also considered as an identity/residence proof. Pan card is very essential document under KYC (know your customer) formality.

•Ration card is also considered as a residence proof because it provides enough information about the applicant.

 

Apply on lendingwale.com For Quick Approval of Gold Loan

Why we are suggesting applying for the VIJAYA Bank Gold Loan by using lendingwale.com over other sites. Lendingwale.com knows the value of your precious time. You will get so many perks if you apply by using this site. Here are some of them are given

• If you apply for the Gold Loan from lendingwale.com you will be entertained by so many benefits.

• You just have to fill the VIJAYA Bank Gold Loan form and you will get a call from our side automatically.

• Besides that, you may get some more concessions on the interest rates.

• Therefore there is no need to go to the bank.

• Even more, documents pick up facility from your doorstep is available.

You don’t need to go here and there to ask for interest rate or to get to know about EMI ’s. All you need is to apply on lendingwale.com and you will get back a call back within a few minutes with all the information. So VIJAYA Bank Gold Loan is only one step away from you.

 

How to apply on lendingwale.com

Steps to apply

• Search for lendingwale.com on google.

• A form will open up.

• Fill the form with the required information.

• You will get further information.

• For more help, you can call on 60011600

 

 

 

 



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