Punjab National Bank Personal Loan


Why Personal Loan?

Personal loan is a short to medium term unsecured loan granted to an individual. It is commonly used to meet such financial needs as debt consolidation, wedding expenses, unexpected medical costs, home renovation and others. The flexibility of usage, minimal documentation, and quick processing make the personal loan a preferred financing option.

 

  • No Collateral Required
  • Get Doorstep Services & Experts’ Assistance

Personal Loan Eligibility Criteria

  • Age: 21-60 years.
  • Total Work Experience: Minimum 2 years
  • Minimum Salary: Rs. 15,000/- per month net income

Personal Loan Eligibility Documents

For Salaried:

  • Identity Proof
  • Current Address Proof
  • Last 6 months bank statements
  • Latest 3 months salary slips
  • PAN Card Copy
  • Two Colored Photographs

For Self-Employed:

  • Identity Proof
  • Current Address Proof
  • Last 1 year Bank Statement
  • Last 2 years ITR
  • PAN Card Copy
  • Two Colored Photographs