Personal Loan Pollachi

A Personal Loan Pollachi is the perfect loan option for people living in metropolitan cities looking for finances, for a variety of purposes like, paying off your previous debts or going on a holiday with your family. It has an easy, simple and hassle-free process, as only minimal documentation is required, and also no collateral mortgaging required.

Personal Loan Pollachi Interest Rates


As compared to other loans such as home loans, a personal loan has lower operating costs by nature along with no hidden charges.

As such, it is generally offered at very affordable interest rates. The current lowest personal loan interest rate is 10.75% p.a. and onwards.

Personal Loan Pollachi Tenure


The tenure of the Personal Loan is 1 year- 5years.

Personal Loan Pollachi Eligibility Criteria


For Salaried:-

Firstly, the applicant must be an authorized citizen of India/ Permanent Resident.

After that, Minimum age of an applicant should be above 21 years.

Moreover, the applicant’s maximum age should be 60 years

After that, the customer should be working in an enterprize for at least 3 months.

Minimum salary of the customer should be at least 15,000 p.m. (Net-Income)

The person must have a CIBIL score of at least 680+

The customer should be getting his salary in the bank account.

For Self- Employed:-

Firstly, the customer must be an authorized citizen of India, Permanent Resident.

The Credit Score of the applicant should be at least 680+.

Secondly, Minimum age of the customer is 25 years.

Next, the customer maximum age should be 60 years (at the completion of the loan.)

Moreover, the candidate should be carrying his business for at least 3 years.

Next, the customer should be filing his ITR at least for 3 years with a minimum amount of Rs. 2.5 lakhs.

Documentation of Personal Loan in Pollachi


Identity proof (Driving license /Passport/ Aadhar card voter card)

Residence proof (aadhar card /passport/ driving license/ voter card/ driving license/ ration card). If the customer is living in a rented flat, then he has to submit the rental agreement.

2 passport size coloured snaps.

PAN card of the customer has to be submitted under KYC formality.

If the applicant is salaried, then he has to submit his salary slip of the last three months and the bank statement of the latest six months.

If the customer is self-employed one, then he has to submit the ITR of the last three years, and registration of their business should be done.

How to Apply Online for Personal Loan Pollachi?


Firstly you have to visit our website i.e., www.lendingwale.com.

Secondly, you need to fill your necessary information on the form.

Once you are done with all the formalities, now relax. Our relationship manager will soon be in touch with you.

After that, our relationship manager will compare and select the best loaning scheme for you.

At last, you decide, from which bank you want to avail the loan; our relationship manager will help you to get your loan disbursed.

Personal Loan Pollachi Benefits


1- Fixed rate of interest: Personal loans are usually available on a fixed rate of interest. This means the EMI will remain fixed for the entire loan tenure. Thus, you do not need to worry about the interest rate changes.

2- Quick disbursal: You will get a personal loan in just 72 hour time, if you are able to meet the eligibility criteria and have a good credit score. In fact, some banks provide the facility of online approval of loans for their existing customers.

3- Flexibility: You have the flexibility to choose the tenure that suits you the best. Longer tenure means lower EMI and shorter tenure means higher EMI. Thus, you can decide the tenure after calculating the EMI.

4- No limitation: This is one of the most important benefits of personal loans, as unlike home loans this can be used for any purpose. In short, there is no limitation on the use of personal loan. In case of any urgent needs of funds, personal loans are the easiest way of getting cash.

About Pollachi


It is a town in Coimbatore district, Tamil Nadu state, India. For more information please visit www.lendingwale.com.


Major Banks Giving Personal Loans

Allahabad Bank Personal Loan HSBC Bank Personal Loan
Andhra Bank Personal Loan ICICI Bank Personal Loan
Axis Bank Personal Loan IDBI Bank Personal Loan
Bajaj Finserv Personal Loan IDFC First Personal Loan
Bank of Baroda Personal Loan Indian Bank Personal Loan
Bank of India Personal Loan IndusInd Bank Personal Loan
Bank of Maharashtra Personal Loan Kotak Mahindra Bank Personal Loan
Canara Bank Personal Loan Muthoot Finance Personal Loan
Central Bank Personal Loan Punjab National Bank Personal Loan
Manappuram Finance Personal Loan RBL Bank Personal Loan
Corporation Bank Personal Loan Standard Chartered Bank Personal Loan
Federal Bank Personal Loan State Bank of India Personal Loan
Fullerton India Personal Loan Syndicate Bank Personal Loan
HDFC Bank Personal Loan TATA Capital Personal Loan
Yes Bank Personal Loan UCO Bank Personal Loan


Personal Loan in Major Cities

Personal Loan Ahmedabad Personal Loan Indore
Personal Loan Bangalore Personal Loan Jaipur
Personal Loan Bhubaneswar Personal Loan Kolkata
Personal Loan Chandigarh Personal Loan Lucknow
Personal Loan Chennai Personal Loan Ludhiana
Personal Loan Cochin Personal Loan Mohali
Personal Loan Coimbatore Personal Loan Mumbai
Personal Loan Delhi Personal Loan Nagpur
Personal Loan Faridabad Personal Loan Navi Mumbai
Personal Loan Gurgaon Personal Loan Nellore
Personal Loan Ghaziabad Personal Loan Noida
Personal Loan Hyderabad Personal Loan Panchkula
Personal Loan Surat Personal Loan Patna
Personal Loan Vijayawada Personal Loan Pune
Personal Loan Vizag Personal Loan Rajahmundry