Personal Loan Mertacity

Personal Loan at 10.75%* p.a.

All About Personal Loan Mertacity

Personal Loan Mertacity is an unsecured loan taken by any eligible applicant from a banking or non-banking financial company to meet their personal financial needs. Get the best rate on Personal Loan in Mahbubnagar.

It will help you to meet your current financial problems. You don’t need to pledge any security or collateral while applying for a personal loan.

Reasons Why Should Apply for a Personal Loan Mertacity?

1. Debt Consolidation
2. Medical Emergencies
3. Credit Score Improvement
4. Funding your Holiday
5. Expanding your Business
6. Home Renovation
7. Higher Education
8. Buying Electronics or Gadgets
9. Wedding
10. Paying Credit Card Bills
11. Moving and Relocating
12. Funding a Big-Ticket Purchase

Eligibility Criteria for Personal Loan Mertacity?

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. Minimum age requirements of individual should be 21 years and maximum up to 60 years.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. Job location of the applicant should be mentioned.
5. A borrower should have minimum income in metropolitan city RS 20,000 and in non -metro city RS 18,000

Self-Employed Applicants

1. Minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3.If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be minimum of Rs 2.5 lakh.
6.The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.

Documents for Personal Loan Mertacity:

Address proof: The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.
Income Proof:
1. Salaried applicants:- The applicants have to show his salary slip of last three months and bank statement of last six months.

2. Self-employed applicants:- The applicants of personal loan should file ITR for the last three years, and his business should be registered.

Basic KYC Documents: Every applicant has to submit his pan card, which is an essential document.

Photograph: Two colored passport size photos ( Applicants should not wear any glasses).

Personal Loan Mertacity Interest Rates:

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

Bank Interest Rates
HDFC Bank 10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%

About Mertacity:

Personal Loan Merta: Merta City is a city and a municipality located in Nagaur district in the Indian state of Rajasthan. Pin code of Merta is 341510.Famous personalities of Merta city are Meerabai , devotee of Lord Krishna Bollywood producer and director K. C. Bokadia, and the leading CFO B. R. Jaju. It is an easy and time-saving process to take Personal Loan only when you apply through Lendingwale visit www.lendingwale.com or call on 9878981166.

How to apply for Personal Loan Mertacity:

  1. Visit www.lendingwale.com.
  2. Go to the loan section and click on the personal loan link.
  3. he applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

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Personal Loan Mertacity