Personal Loan Kondapur

A Personal Loan is a loaning scheme provided by various banks and Non-banking financial companies to help all those who require urgent money. Anyone can avail a Personal Loan in Kondapur depending on his/her credit history and repayment capacity. Anyone can avail Personal Loan Kondapur whether he is Self-employed and Salaried individuals. This is the best loaning scheme for all needy borrowers.

Interest Rates


Various banks and NBFCs provide personal loans at different rates. A Personal Loan is usually offered at 10.75% p.a by multiple banks. The interest rate varies according to the borrower’s need as higher the loan amount lesser will be the interest rates.

Eligibility for availing a Personal Loan Kondapur


Both self-employed and salaried candidates can avail a personal loan, but the criteria are different for both the customers.

For Salaried:-

First of all, the candidate should be a citizen of India/ Permanent Resident.

Secondly, the least age of the borrower should be 21 years.

Next, the age of the borrower should not be more than 60 years (at the completion of a loan.)

After that, the borrower should be working in an organisation for at least the last three months.

Minimum salary of the customer should be Rs 20,000 per month.

The applicant should be getting his/her salary in the bank account.

For Self- Employed:-

First of all, the borrower should be an authorised citizen of India/ Permanent Resident.

Secondly, Minimum age of the customer should be 25 years.

Next, the applicant’s age should not be more than 65 years (at the completion of the loan.)

After that, the borrower should be carrying his business for three years.

Next, the customer should be filing his Income Tax Returns at least for three years with a minimum amount of Rs. 2.5 lakhs.

Tenure of Personal Loan Kondapur


Generally, the tenure of a Personal Loan is 1 – 5 years, but it depends on the customer and his paying capacity.

Foreclosure of Personal Loan Kondapur


The customer can avail a foreclosure facility if he is having enough funds and doesn’t want to pay the future installments. To close the loan before the date of tenure, the applicant can avail the foreclosure facility. Various banks and NBFCs charge very nominal amount as foreclosure charges.

Required Documents


The borrower doesn’t require a lot of documents for availing a Personal Loan. Some basic documents are required, and they are listed below:-

Identity Proof – Aadhaar card/ Passport/ Ration card/ Voter card/ Passport/ PAN card.

Residence Proof – Aadhaar card/ Ration card/ Voter card/ Passport/ rent agreement on the name of the customer/ Utility bills on the name of the customer / PAN card.

A salaried individual should have salary slips of last three months.

A self- the employed individual should have Income Tax Returns of the last three years.

Two latest coloured passport size photographs.

How to Apply Online for Personal Loan Kondapur?


Firstly, the customer has to visit our website, i.e., www.lendingwale.com.

Secondly, a borrower should fill his/her basic information.

Once you are done with formalities, our relationship manager will contact you.

Then, our relationship manager will compare and then select the best loan for you.

At last, once you have decided from where you want to get the loan; our relationship manager will help you to get your loan disbursed.

Personal Loan Kondapur Benefits


First of all, there is no need for any collateral.

Secondly, the process is simple.

Next, it requires minimum documentation.

The approval of the loan is quick.

After that, the applicant doesn’t need a guarantor.

Besides all these, the disbursal is fast.

About Kondapur


Kondapur is a small village in Ghatkesar Mandal in Rangareddi District of Telangana State, India. The place belongs to Telangana region.

 For more information please visit www.lendingwale.com.


Major Banks Giving Personal Loans

Allahabad Bank Personal Loan HSBC Bank Personal Loan
Andhra Bank Personal Loan ICICI Bank Personal Loan
Axis Bank Personal Loan IDBI Bank Personal Loan
Bajaj Finserv Personal Loan IDFC First Personal Loan
Bank of Baroda Personal Loan Indian Bank Personal Loan
Bank of India Personal Loan IndusInd Bank Personal Loan
Bank of Maharashtra Personal Loan Kotak Mahindra Bank Personal Loan
Canara Bank Personal Loan Muthoot Finance Personal Loan
Central Bank Personal Loan Punjab National Bank Personal Loan
Manappuram Finance Personal Loan RBL Bank Personal Loan
Corporation Bank Personal Loan Standard Chartered Bank Personal Loan
Federal Bank Personal Loan State Bank of India Personal Loan
Fullerton India Personal Loan Syndicate Bank Personal Loan
HDFC Bank Personal Loan TATA Capital Personal Loan
Yes Bank Personal Loan UCO Bank Personal Loan


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