Personal Loan Jorethang

Personal Loan at 10.75%* p.a.

About Personal Loan Jorethang

Personal Loan is an unsecured form of loan that can be used in different ways to fulfill the needs of the applicant. Purpose of the loan could be anything and the bank does not ask yout the reason behind availing the loan. The loan can be taken in 2-3 business days and requires less paperwork and basic documentation.

Personal Loan Jorethang can be availed by anyone with a good credit score and a steady source of income. The loan can be taken within 48 hours after verification by the eligible candidates.

Personal Loan Jorethang Eligibility

You can avail the loan or not depending on whether you’re eligible for the loan or not based on the terms of the bank. Eligibility Criteria is different for everybody and depends on your field of work. The conditions are mentioned below for both cases:

Salaried Applicants (JOB)

  1. The applicant should be between 21-60 years of age.
  2. The person applying needs to have an experience of 3 years in their respective job field.
  3. Salary should be received in the bank account of the person applying for the loan and not in cash.
  4. You need a Good Credit Score to apply for the loan. (700+)
  5. You need a minimum salary of Rs. 20000 per month to be eligible for availing the product.

Self-Employed Applicants (BUSINESS)

  1. You need to be 25 years or above for applying for Personal Loan Jorethang.
  2. You need to file an ITR for the last 3 years to check your eligibility for the loan.
  3. Your business should be running from the previous 3 years.
  4. The applicant should have a good credit score and there should be no pending dues. (700+)
  5. Minimum Annual Income – Rs. 2.5 lakh (required)
  6. You need basic KYC Documents and your account statement of the last 3 months to complete the documentation process of the loan.

Personal Loan Jorethang Interest Rate

Low interest rates are offered by the banks on Personal Loan. Personal Loan Jorethang depends on the company’s profile you’re working for and the salary you receive.

Generally, the interest rate for Personal Loan Jorethang starts from 10.75% per annum.

Personal Loan Jorethang Documents Required

  1. Two colored passport size photographs.
  2. Residence proof : The documents required as your residence proof include Passport / ID card / Voter card / Aadhaar card / Ration card or Driving license. However, only one is required. If applicants reside in rental apartments then they have to submit their Rental Agreement, Electricity bill on their name and the address of the owner of their house.
  3. Self-employed Applicants : The applicant has to file an ITR for the last three years, and his business should be registered.
  4. Salaried Applicants : The applicant is required to show his salary slip of last three months and bank statement of last six months to prove their eligibility for the loan.
  5. Under KYC formality, every applicant has to submit his PAN card to complete the application process of Personal Loan Jorethang.

Personal Loan Jorethang Apply Online

  • Visit and click on the Personal Loan link.
  • Fill the Application form and submit it.
  • Wait for a call from our highly experienced Relationship Managers and get personalised service for availing Personal Loan.
  • Compare and choose between Personal Loan of different banks across the country and choose the one which is the most suitable to you.
  • Banks provide you with a document pickup service from doorstep.

About Jorethang

Jorethang is a major town in South Sikkim district in the Indian state of Sikkim. Jorethang lies on the Rangeet River, a tributary of the Teesta River, on the way to Pelling from Darjeeling, Siliguri and Kalimpong. As of 2011 State census, Jorethang has a population of 9,009 and has an average literacy rate of 88.85%.


Personal Loan Jorethang