Personal Loan Jhumila

Personal Loan at 10.75%* p.a.

About Personal Loan Jhumila

A personal loan is a financial product that allows us to borrow money from banks to meet various requirements. A personal loan can be provided for any requirement of the borrower including  a medical emergency, marriage, for the renovation of the home, etc. You can apply from any Bank or a Non-Banking Financial Company (NBFC). It is an unsecured loan which means you do not need to pledge anything as security with the bank for availing this service. A person can get a personal loan on the basis of their eligibility. You need a good credit score for applying for Personal Loan Jhumila. 

Personal Loan Jhumila Eligibility

You can take the Person Loan only if you’re eligible for it and not otherwise. Eligibility Criteria varies depending on your field of work. The conditions are mentioned below for both cases:

Salaried Applicants (JOB)

  1. The applicant should be between 21-60 years of age.
  2. The person applying should have a minimum experience of 3 years in their respective job field.
  3. Salary should be received in the bank account of the  applicant and should not be received in cash.
  4. You need an excellent Credit Score to apply for the loan. (700+)
  5. You need a minimum salary of Rs. 20000 per month to be eligible for availing this financial product.

Self-Employed Applicants (BUSINESS)

  1. You need to be at least 25 years or above for applying for Personal Loan Jhumila.
  2. You need to file an ITR for the last 3 years.
  3. Your business should be running from the previous 3 years. Applicants with businesses running from less than 3 years are ineligible for the loan.
  4. The applicant should have a good credit score and there should be no pending dues. (700+)
  5. Minimum Annual Income – Rs. 2.5 lakh (required)
  6. You need basic KYC Documents and your account statement of the last 3 months to complete the documentation process of the loan.

Personal Loan Jhumila Interest Rate

Competitive interest rates are offered by the banks on Personal Loan. Personal Loan Jhumila depends on the company’s profile you’re working for and the salary you receive.

Generally, the interest rate for Personal Loan Jhumila starts from 10.75% per annum.

Personal Loan Jhumila Documents Required

  1. Two colored passport size photographs.
  2. Residence proof : The documents required as your residence proof include Passport / ID card / Voter card / Aadhaar card / Ration card or Driving license. If applicants reside in rental apartments then they have to submit their Rental Agreement, Electricity bill on their name and the address of the owner of their house.
  3. Self-employed Applicants : The applicant should file an ITR for the last 3 years, and his business should be registered.
  4. Salaried Applicants : The applicant is required to show his salary slip of last three months and bank statement of last six months to prove their eligibility for the loan.
  5. Under KYC formality, every applicant has to submit his PAN card to complete the application process of Personal Loan Jhumila.

Personal Loan Jhumila Apply Online

  • Visit Lendingwale.com.
  • Fill the Application form and submit it.
  • Wait for a call from our Relationship Managers who are masters of the field and get personalised service by them.
  • You can compare among different banks providing Personal Loan and choose the one which offers the best deal.
  • You do not need to visit the branch as the bank will provide you with a document pickup facility.

About Jhumila

Jhumila village is located in Gola Tehsil of Gorakhpur district in Uttar Pradesh, India. It is situated 10km away from sub-district headquarter Gola and 60km away from district headquarter Gorakhpur. As per 2009 stats, Newaijpar is the gram panchayat of Jhumila village. The total geographical area of village is 21.95 hectares. Jhumila has a total population of 168 peoples.

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Personal Loan Jhumila