Personal Loan Jagatsinghpur

Personal Loan at 10.75%* p.a.

About Personal Loan Jagatsinghpur

Personal Loan is an unsecured form of loan that can be used in different ways to fulfill the needs of the applicant. Purpose of the loan could be anything and the bank does not ask yout the reason behind availing the loan. The loan can be taken in 2-3 business days and requires less paperwork and basic documentation.

Personal Loan Jagatsinghpur can be availed by anyone with a good credit score and a steady source of income. The loan can be taken within 48 hours after verification by the eligible candidates.

Personal Loan Jagatsinghpur Eligibility

You can avail the loan or not depedns whether you’re eligible for the loan or not based on the terms of the bank. Eligibility Criteria is different for everybody and depending on your field of work. The conditions are mentioned below for both cases:

Salaried Applicants (JOB)

  1. The applicant should be between 21-60 years of age.
  2. The person applying needs to have an experience of 3 years in their respective job field.
  3. Salary should be received in the bank account of the person applying for the loan and not in cash.
  4. You need a Good Credit Score to apply for the loan. (700+)
  5. You need a minimum salary of Rs. 20000 per month to be eligible for availing the product.

Self-Employed Applicants (BUSINESS)

  1. You need to be 25 years or above for applying for Personal Loan Jagatsinghpur.
  2. You need to file an ITR for the last 3 years to check your eligibility for the loan.
  3. Your business should be running from the previous 3 years.
  4. The applicant should have a good credit score and there should be no pending dues. (700+)
  5. Minimum Annual Income – Rs. 2.5 lakh (required)
  6. You need basic KYC Documents and your account statement of the last 3 months to complete the documentation process of the loan.

Personal Loan Jagatsinghpur Interest Rate

Low interest rates are offered by the banks on Personal Loan. Personal Loan Jagatsinghpur depends on the company’s profile you’re working for and the salary you receive.

Generally, the interest rate for Personal Loan Jagatsinghpur starts from 10.75% per annum.

Personal Loan Jagatsinghpur Documents Required

  1. Two colored passport size photographs.
  2. Residence proof : The documents required as your residence proof include Passport / ID card / Voter card / Aadhaar card / Ration card or Driving license. If applicants reside in rental apartments then they have to submit their Rental Agreement, Electricity bill on their name and the address of the owner of their house.
  3. Self-employed Applicants : The applicant should file an ITR for the last three years, and his business should be registered.
  4. Salaried Applicants : The applicant is required to show his salary slip of last three months and bank statement of last six months to prove their eligibility for the loan.
  5. Under KYC formality, every applicant has to submit his PAN card to complete the application process of Personal Loan Jagatsinghpur.

Personal Loan Jagatsinghpur Apply Online

  • Visit
  • Fill the Application form and submit it.
  • Wait for a call from our highly experienced Relationship Managers and get personalised service for availing Personal Loan.
  • Compare and choose between Personal Loan of different banks across the country and choose the one which is the most suitable to you.

About Jagatsinghpur

Jagatsinghpur is a town and a municipality in Jagatsinghpur district in the Indian state of Odisha. It is also the headquarters of Jagatsinghpur district. It got recognition as a new district on 1 April 1993. Paradip Port, Oil refinery and fertilizer factory are located in Jagatsinghpur district. The nearest railway station from Jagatsinghpur town is Gorakhnath Station which is about 10 km from Jagatsinghpur. The Jagatsinghpur Municipality has a population of 33,631 of which 17,239 are males while 16,392 are females as per report released by Census India 2011.


Personal Loan Jagatsinghpur