Personal Loan Chennai

If the applicant needs some financial help, then Personal Loan is beneficial. Many commercial banks and non-banking financial institutions provide this loan facility to the borrowers. To avail Personal Loan in Chennai, there is no need of any guarantor. The applicant can apply quickly as the process is, and it requires minimal documentation. To avail best personal loan scheme, vist lendingwale.com

Interest Rates of Personal Loan in Chennai


Many NBFCs and banks provide personal loans at different rates. Generally, personal loans are offered at 10.75% annually. The interest rate varies according to the customer’s need as higher the loan amount lesser will be the interest rates.

To know more: Personal Loan Interest Rates

 

Eligibility for availing a Personal Loan in Chennai


Both Self-employed and Salaried applicants can avail a personal loan, but the criterion is different for both the customers.

For Salaried:

Firstly, the borrower should be an Indian citizen.

Secondly, the applicant’s age should be at least 21 years.

Next, the applicant’s age should not be above 60 years.

After that, the borrower should be working in a company from the last three months.

Minimum net salary of the customer should be Rs 18,000 per month.

Minimum gross salary of the customer should be Rs 20,000 per month.

For Self- Employed:

Firstly, the borrower should be an Indian citizen.

Secondly, the applicant’s age should be at least 25 years.

Next, the applicant’s age should not be above 65 years.

After that, the person should be carrying his/her business for at least three years.

Next, the customer should be filing his/her Income Tax Returns at least for three years with a minimum amount of Rs. 2.5 lakhs.

Foreclosure of Loan


A foreclosure facility is available for the applicant if he/she wants to close the loan before the date of tenure. The banks charge a very nominal amount as foreclosure charges.

Documents Required for  getting a Personal Loan in Chennai


The borrower doesn’t require too many documents for availing a personal loan. Some necessary documents are needed, and they are mentioned below:-

Identity Proof – An Aadhaar card/ Passport/ PAN card/ Ration card/ Voter card.

Residence Proof – Aadhaar card/ Ration card/ Voter card/ PAN card/Passport/rent agreement on the name of the applicant/ Utility bills on the name of the applicant.

A salaried person should have salary slips of at least the last three months.

A self- the employed person should have Income Tax Returns of at least last three years.

Two coloured passport size photographs.

 

How to Apply Online for Personal Loan Chennai?


Visit our website, i.e. lendingwale.com .

Fill your details on the form.

Once you are done with formalities, all you need to do is relax. Our relationship manager will contact you.

After that, our relationship manager will select the best loan scheme for you.

Once you have decided from which bank you want to avail the loan; our relationship manager will help you to get your loan disbursed.

Benefits of taking Personal Loan in Chennai


The applicant doesn’t have to pledge any security.

The process is speedy.

Requires minimum documentation.

Gets quickly approved.

The customer doesn’t need any guarantor.

Besides all these, the loan disbursal is speedy.

 

Why Personal Loan Chennai?


We don’t require mortgaging any asset against the loan amount.

The process of loan approval is quick and hassle-free.

It requires very minimal documentation for loan approval.

We don’t require any guarantor for loan approval.

 

About Chennai


Chennai, on the Bay of Bengal in eastern India, is the capital of the state of Tamil Nadu.  For more information, please visit lendingwale.com


Major Banks Giving Personal Loans

Allahabad Bank Personal Loan HSBC Bank Personal Loan
Andhra Bank Personal Loan ICICI Bank Personal Loan
Axis Bank Personal Loan IDBI Bank Personal Loan
Bajaj Finserv Personal Loan IDFC First Personal Loan
Bank of Baroda Personal Loan Indian Bank Personal Loan
Bank of India Personal Loan IndusInd Bank Personal Loan
Bank of Maharashtra Personal Loan Kotak Mahindra Bank Personal Loan
Canara Bank Personal Loan Muthoot Finance Personal Loan
Central Bank Personal Loan Punjab National Bank Personal Loan
Manappuram Finance Personal Loan RBL Bank Personal Loan
Corporation Bank Personal Loan Standard Chartered Bank Personal Loan
Federal Bank Personal Loan State Bank of India Personal Loan
Fullerton India Personal Loan Syndicate Bank Personal Loan
HDFC Bank Personal Loan TATA Capital Personal Loan
Yes Bank Personal Loan UCO Bank Personal Loan


Personal Loan in Major Cities

Personal Loan Ahmedabad Personal Loan Indore
Personal Loan Bangalore Personal Loan Jaipur
Personal Loan Bhubaneswar Personal Loan Kolkata
Personal Loan Chandigarh Personal Loan Lucknow
Personal Loan Chennai Personal Loan Ludhiana
Personal Loan Cochin Personal Loan Mohali
Personal Loan Coimbatore Personal Loan Mumbai
Personal Loan Delhi Personal Loan Nagpur
Personal Loan Faridabad Personal Loan Navi Mumbai
Personal Loan Gurgaon Personal Loan Nellore
Personal Loan Ghaziabad Personal Loan Noida
Personal Loan Hyderabad Personal Loan Panchkula
Personal Loan Surat Personal Loan Patna
Personal Loan Vijayawada Personal Loan Pune
Personal Loan Vizag Personal Loan Rajahmundry