Personal Loan Anand Nagar

Personal Loan at 10.75%* p.a.

All About Personal Loan Anand Nagar

Personal Loan Anand Nagar

If you have an unexpected financial emergency and need immediate cash or Need Money for marriage, education, home renovation, travel or even medical needs.

A personal loan Anand Nagar is the best solutions for you because a personal loan is an unsecured loan, doesn’t require any kind of security. a personal loan is provided based on your net monthly income, Company profile, credit score i.e CIBIL and your employment history.

There are no restrictions on the utilisation of the personal loan amount. you can spend this loan amount anywhere you want.

Reasons Why Should Apply for a Personal Loan Anand Nagar ?

1. Debt Consolidation

2. Medical Emergencies

3. Credit Score Improvement

4. Funding your Holiday

5. Expanding your Business

6. Home Renovation

7. Higher Education

8. Buying Electronics or Gadgets

9. Wedding

10. Paying Credit Card Bills

11. Moving and Relocating

12. Funding a Big-Ticket Purchase

Eligibility Criteria for Personal Loan Anand Nagar ?

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. Minimum age requirements of individual should be 21 years and maximum up to 60 years.

2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.

3. The applicants must have an excellent credit history.

4. Job location of the applicant should be mentioned.

5. A borrower should have minimum income in metropolitan city RS 20,000 and in non -metro city RS 18,000

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. Minimum age requirement for an independent person should be 25 years.

2. The applicants applying for the personal loan should file ITR for the last three years.

3. If the applicants are the businessman, then the business should be running from the past three years.

4. The credit score of the individual applicants should be good .there should not be any debt or dues left.

5. The annual income of the applicants should be minimum of Rs 2.5 lakh.

6. The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Documents for Personal Loan Anand Nagar :

Address proof: The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.

Income Proof:

1. Salaried applicants:- The applicants have to show his salary slip of last three months and bank statement of last six months.

2. Self-employed applicants:- The applicants of personal loan should file ITR for the last three years, and his business should be registered.

Basic KYC Documents: Every applicant has to submit his pan card, which is an essential document.

Photograph: Two coloured passport size photos ( Applicants should not wear any glasses).

Personal Loan Anand Nagar Interest Rates:

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

Bank Interest Rates
HDFC Bank 10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%

About Anand Nagar :

Anand Nagar had a population of 5026. Males constitute 52% of the population and females 48%. Anand Nagar has an average literacy rate of 48%, lower than the national average of 59.5%; with 61% of the males and 39% of females literate. 19% of the population is under 6 years of age .

How to apply for Personal Loan Anand Nagar :

  1. Visit
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.