Personal Loan Alampur

Personal Loan at 10.75%* p.a.

About Personal Loan Alampur

Personal Loan in Alampur can be availed from various banks and financial institutions . A person can obtain personal loan from Rs. 50,000 to Rs. 50 Lakhs on the basis of their income . Personal Loan is an unsecured loan ,you don’t need to mortgage anything.

It is an instant loan with minimal documents . The time taken to provide personal loan is between 2hrs to 48hrs. Also, personal loans can help you save up some amount as the interest rates are lower than credit card rates.

People take personal loan for various reasons such as medical emergencies, education, travel, and home renovation. No matter what the purpose is, a personal loan is an ideal choice to fulfill it because of its flexibility of usage.

Reasons Why Should Apply for a Personal Loan Alampur?

1. Debt Consolidation

2. Medical Emergencies

3. Credit Score Improvement

4. Funding your Holiday

5. Expanding your Business

6. Home Renovation

7. Higher Education

8. Buying Electronics or Gadgets

9. Wedding

10. Paying Credit Card Bills

11. Moving and Relocating

12. Funding a Big-Ticket Purchase

Eligibility Criteria for Personal Loan Alampur?

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. Minimum age requirements of individual should be 21 years and maximum up to 60 years.

2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.

3. The applicants must have an excellent credit history.

4. Job location of the applicant should be mentioned.

5. A borrower should have minimum income in metropolitan city RS 20,000 and in non -metro city RS 18,000

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. Minimum age requirement for an independent person should be 25 years.

2. The applicants applying for the personal loan should file ITR for the last three years.

3. If the applicants are the businessman, then the business should be running from the past three years.

4. The credit score of the individual applicants should be good .there should not be any debt or dues left.

5. The annual income of the applicants should be minimum of Rs 2.5 lakh.

6. The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Documents for Personal Loan Alampur:

Address proof: The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.

Income Proof:

1. Salaried applicants:- The applicants have to show his salary slip of last three months and bank statement of last six months.

2. Self-employed applicants:- The applicants of personal loan should file ITR for the last three years, and his business should be registered.

Basic KYC Documents: Every applicant has to submit his pan card, which is an essential document.

Photograph: Two coloured passport size photos ( Applicants should not wear any glasses).

Personal Loan Alampur Interest Rates:

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

Bank Interest Rates
HDFC Bank 10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%

 About Alampur :

Alampur is a town in Jogulamba Gadwal district ,Telangana.Alampur is the meeting point of the sacred rivers Tungabhadra and Krishna and is referred to as Dakshina Kashi (also Navabrahmeshwara Theertha) and the Western Gateway of Srisailam, the famous Shaivite pilgrim centre.

How to apply for Personal Loan Alampur :

  1. Visit www.lendingwale.com
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.