IndusInd Bank Personal Loan

Personal Loan at 10.75%* p.a.

IndusInd Bank Personal Loan is helpful for that customer who needs Personal loan at affordable interest rates. Apply online, and get an unsecured personal loan on execution and submission of necessary documents. If anybody needs instant money or in need of cash, then INDUSIND BANK  Personal Loan will be very beneficial for them.

It is a loan in which there is no need to pledge any collateral or security.  It can serve as your solution for managing your travel costs and wedding expenses as well as the costs of a medical emergency, home renovation, debt consolidation, and others.

Why should one take Personal Loan from IndusInd Bank ?

IndusInd Bank  Personal loans are available for both self-employed individuals and salaried working professionals. At IndusInd Bank , the minimum personal loan amount is Rs. 50,000 and the maximum is Rs. 30 Lacs. The rate of interest is fixed and is charged on a monthly reducing basis.


Personal loan is aimed at addressing the specific need of our customers. They are bundled with some lucrative bonuses, as enlisted below.

1.    First of all, Applicant can apply for a personal loan online from the comfort of his/her  home

2.   Most noteworthy, The applicant can avail a loan amount from Rs.50000 up to Rs.15 Lakh

3.    There are minimal paperwork and fast customer service

4.    In Personal Loan, there is Hassle-free and quick disbursal of the loan

5.    INDUSIND BANK has an attractive interest rate and convenient repayment option of personal loan

Interest Rates

There is an attractive rate of interest on personal loan at IndusInd Bank . The rate of interest may vary from 10.99% – 24% p.a. and the tenure can range from 1 to 5 years. Foreclosure charges of IndusInd Bank  are 5% of the loan amount. The processing fee is up to 2.50% of the loan amount.

To know more: Personal Loan Interest rates

IndusInd Bank  Personal Loan Documentation

To apply INDUSIND BANK Personal Loan, you need to submit the following documents:

1.    First of all, Identity proof is required, i.e., Aadhar card, Voter ID, and Driving license.

2.    Applicant should have to provide residential proof like a Utility bill, Passport or leave and License agreement.

3.    Then, the applicant should submit his/her last two months’ salary slips.

4.    After that, the applicant has to provide his/her previous three months bank account statements of his account.

IndusInd Bank  Personal Loan Eligibility Criteria

INDUSIND BANK requires any Indian resident who is an active employee of an MNC, Public or Private limited company and is between 21- 58 years of age is eligible for availing a personal loan at UCO.

The following are some of the other criteria for availing a Personal loan.

1.    Applicant should have a salary of Rs.20,000/- per month.

2.    Also, A person who has a minimum educational qualification of being a graduate.

3.    Applicant should be an active resident of a city for at least one year.

4.    Also, an applicant have minimum work experience of at least 1 year.

FAQs about IndusInd Bank  Personal Loan

1.    Are there any foreclosure and part-prepayment charges?

       Yes, there are a foreclosure and part-prepayment charges.

2.    How do I repay the Loan?

       You can repay the Loan in EMIs using ECS facility or through post-dated charges.

3.    What is a secure fee for an online application?

       The secure fee is a charge that is compulsory to pay for the submission or processing of your application form online.

4.    What if I don’t pay the secure fees online?

       In this case, you will lose the benefit of instant approval.

5.    How secure is the information provided by me?

       Information provided by an applicant is wholly secured because we use state of the art security system.

6.    Do I have to give any security, collateral, or guarantors?

       No, there is no need for any security, collateral, or guarantors.

7.    Is it safe to use my debit card on this site?                                

       Yes, all transactions on our site are safe because we provide best in class security.

 8.    Where can you apply online for IndusInd Bank  Personal Loan?

        You can apply online via