Gold Loan Mandya

Gold Loan at 1%* p.m.

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It is secured loan as the gold is deposited in the bank in exchange for funds. The tenure of these loans is generally short, unlike personal loans, which can be for a more extended period. The amount of the loan is directly dependant on the value of gold deposited and does not consider the persons capacity to repay the same.Gold Loan Mandya is available online.

Interest Rates of Gold Loan Mandya

Gold loans are kind of secured loans, which makes it easier for you and the banks to communicate with assurance and trust.

The interest rate is 10.75% per annum.

Furthermore, the foreclosure fee is 0-2% of the total loan amount.

Finally, the processing fee is 0-2% of the total loan amount.

 

Eligibility Criteria for Gold Loan Mandya

At first, you should be a permanent resident or a citizen of India.

After that, the acceptable age for applying is from 18 years to 60 years.

Next, you should have more than 10 grams of gold jewellery or ornaments.

At last, the purity of your gold should be from 18 carats to 22 carats.

Benefits of a Gold Loan

Primitively, a gold loan is classified as a secured loan. Therefore, it involves lenient acceptability criteria and minimum documentation. Generally, disbursal of the loan is in just a few minutes.

Furthermore, banks and NBFC’s usually do not question your income verification in gold loans. Hence, you can apply for a gold loan irrespective of whether you are earning or not.

 In addition to this, unlike personal loans, approval of a gold loan does not depend on your credit score. The loan amount solely depends upon the market value of your gold.

Documentation for Gold Loan Mandya

To start with, you should affix two passport size photographs with the application form.

Secondly, you should submit a proof of Identity. It can be a PAN Card /Passport/ Voter ID Card/ Aadhaar Card.

Also, you should attach a residence proof with the application form. It can be Voter ID Card/ Passport/ PAN Card/ Aadhaar card/ Driving License/ Ration Card/ Rental Agreement/ Utility bills.

How to apply Gold Loan Mandya

First of all Visit www.lendingwale.com  and fill the form online and get a loan in a few minutes

After that, go to the loan section and select a Gold Loan link.

And then by clicking this link, you will be directed to all details of the Gold Loan where you can select your preferred city.

Furthermore for more information and free guidance all us 95920-46860

About Mandya

It is a town in the state of Karnataka. It is the headquarter of Mandya district and is located 28 mi from Mysore and 62 mi from Bangalore. Sugar factories contribute to the significant economic output.




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