Gold Loan Jetpur

Gold Loan at 1%* p.m.

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Gold loan is a simple alteration of the age-old practice by money lenders and has been nationalized by the banks now. In this loan, one has to deposit the household gold in the form of jewellery with the bank or financing agency and get a loan up to 60 per cent of the gold deposited. It requires proper documentation such as submission of election card/Aadhar card as identity proofs and PAN cards for income proof.

Interest Rates of Gold Loan Jetpur

Gold loans are kind of secured loans, which makes it easier for you and the banks to communicate with assurance and trust.

The interest rate is 10.75% per annum.

Furthermore, the foreclosure fee is 0-2% of the total loan amount.

Finally, the processing fee is 0-2% of the total loan amount.

 

Eligibility Criteria for Gold Loan Jetpur

At first, you should be a permanent resident or a citizen of India.

After that, the acceptable age for applying is from 18 years to 60 years.

Next, you should have more than 10 grams of gold jewellery or ornaments.

At last, the purity of your gold should be from 18 carats to 22 carats.

Benefits of a Gold Loan

Primitively, a gold loan is classified as a secured loan. Therefore, it involves lenient acceptability criteria and minimum documentation. Generally, disbursal of the loan is in just a few minutes.

Furthermore, banks and NBFC’s usually do not question your income verification in gold loans. Hence, you can apply for a gold loan irrespective of whether you are earning or not.

In addition to this, unlike personal loans, approval of a gold loan does not depend on your credit score. The loan amount solely depends upon the market value of your gold.

Documentation for Gold Loan Jetpur

To start with, you should affix two passport size photographs with the application form.

Secondly, you should submit a proof of Identity. It can be a PAN Card /Passport/ Voter ID Card/ Aadhaar Card.

Also, you should attach a residence proof with the application form. It can be Voter ID Card/ Passport/ PAN Card/ Aadhaar card/ Driving License/ Ration Card/ Rental Agreement/ Utility bills.

How to apply Gold Loan Jetpur

First of all Visit www.lendingwale.com  and fill the form online and get a loan in a few minutes

After that, go to the loan section and select a Gold Loan link.

And then by clicking this link, you will be directed to all details of the Gold Loan where you can select your preferred city.

Furthermore for more information and free guidance all us 95920-46860

About Jetpur

It is a city and a municipality in district Rajkot in the western Indian state of Gujarat.



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