Gold Loan

Gold Loan at 1%* p.m.

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Gold loan

Gold loan is also known as a loan against the loan. In this, your gold ornaments are kept as security. You can keep your gold jewelry, gold coins or any other gold assets as a security in the bank or any other financial organization. Gold loan is the most popular financial product provided by banks and other nonbanking financial organizations for the customers. You can use the amount of loan for your personal purposes, for running a new business, are get over any financial crises. Furthermore, there is no fear of fraud and no need to sell your gold, so customers are more prone to get loan against gold.
So many banks provide gold loan like HDFC, ICICI, YES banks. Certainly, nonbanking financial organizations like Manappuram, Muthoot finance also benefits customers with the loan against gold.



• There are fewer nuisances for documentation.
•  Loan disbursal time is very less.
•  Security is very compact.
•  Transparency between the customer and the bank is remarkable.
•  The rate of interest in case of a gold loan is less than the other loans.
•  Less paperwork is required in case of a gold loan.



For this loan, all the banks have the same criteria. Furthermore, there can be a little bit of variation.
Otherwise, the gold loan requires
•  Applicant to be a citizen of India
•  Age of applicant should be more than18 years and less than 65 years.
•  She/he should have gold of purity 18 to 24 carat.


Documents required

Although this loan requires very less paperwork. Most worthy there are few that applicants need to have
•  2 photographs
•  Proof of his identity
•  Proof of his residence


Interest rates

•  Since every financial organization is offering different interest rates for gold loans but usually they start from 9% to 16 %.
•  There might be a variation in different banks.
•  And talking about the processing fee it starts from 0 to 0.5% of its principal value.


Name of some financial organizations offering loan against gold

•  ICICI bank
•  HDFC bank
•  YES bank
•  Manappuram
• Muthoot Finance
There are so many others who also offer this facility. the best platform to apply for a gold loan

•  On you can get all access to so many quires simultaneously.

•  There is no need to go to different sites. If you apply for the gold loan by there is no need to go in banks.

•  Your documents will be picked up by you. There can be a little more negotiation in interest rates.


How to get a Gold Loan

• There is no need to go banks you just need to fill the gold loan form online on

• And within a minute you will get a call back from our side and loan disbursal within 30 minutes or maybe less.

Leading Gold Loan Providers
HDFC Gold Loan ICICI Gold Loan Muthoot Gold Loan Manappuram Gold Loan
Axis Bank Gold Loan SBI Gold Loan Yes Bank Gold Loan PNB Gold Loan