Dhanlaxmi bank personal loan helps customers meet their various monetary requirements like medical emergency, debt consolidation, etc. Furthermore, The Bank is committed to easy documentation as well as fast allotment helping customers to avail a lot of services making their life easier by being better at finance management. Also, anyone looking for quick and straightforward disposal of Personal Loan may apply with Dhanlaxmi bank by checking in all the documentation and suitable requirements.
Why opt for Dhanlaxmi Bank Personal Loan
Uniquely, Dhanlaxmi bank grants you Personal Loan starting at Rs.50000 – 500000 depending on the client’s financial power, credit score, and professional background.
Furthermore, customers can benefit Personal Loan without much tension, and they can have their request permitted inside four working hours.
Dhanlaxmi bank requires very less documentation for the approval of the Loan, and the loan process is very speedy.
Also, no Guarantor or Cosigner is required to avail the Loan.
Eligibility for Dhanlaxmi bank personal Loan
Salaried
Profession: The person should be working in a government, private or MNC Company.
Eligible Age: The Minimum age to apply for a Personal Loan is 18-55 years.
Self-Employed
Eligible Age: The Minimum age to apply for a Personal Loan is 18-55 years.
Profession: The Person should be professionals like Doctors, CA, CS, Architects, Lawyer, or, doing his own business.
Dhanlaxmi Bank Personal Loan Interest rate
Interest rates start from 10.99% and vary according to the following reasons;
Profile of Customers
Tenure of the Loan
Documents Required
Salaried
Identity Proof: Adhar Card, Passport, Voter ID card or Driving License
Address proof: Ration card, Passport, rent agreement, electricity/water bill.
PAN card
Self-Employed
Identity Proof: Adhar Card, Passport, Voter ID card or Driving License
Address proof: Ration card, Passport, rent agreement, electricity/water bill.
Equally, important is the last six months of Bank statements.
Likewise, Latest ITR along with computation of income along with P/L audited by certified CA for the previous two years.
Tenure
As a matter of fact, Tenure is the period for which you get the Loan; here, it is for one to three years.
About Dhanlaxmi Bank
Dhanlaxmi Bank Limited is a private sector scheduled commercial Bank in India. It has a network of 331 branches. There are around 505 ATMs in the country. DCB NRI Banking offers desirable Fixed Deposit interest rates in the country. This is a much-appreciated facility.
FAQs (Frequently Asked Questions)
Q1. Why should I take a personal loan from Dhanlaxmi Bank?
Ans. Dhanlaxmi bank personal loan per gram allows you to know about consumer loans under its bouquet of personal loans.
Q 2. What is interest charged?
Ans. 10.99% is the minimum interest rate charged by the Bank.
Q 4. What is Tenure?
Ans: The Tenure of Personal Loan is 12-60 months.
Q 5. What amount Personal loan amount I can borrow from Dhanlaxmi bank personal loan?
Ans: Comparatively, The applicant can get a loan amount of Rs. 50000 to 500000 at maximum for three years.
Q 6. How much does the Dhanlaxmi bank personal Loan charge a processing fee?
Ans: The processing fee charged is 1% for GST.
Q 7. Is age an eligibility criterion in getting a Personal loan?
Ans: Yes, age is a factor to apply for a Personal loan. The minimum age of the applicant should be 18-55 years.
Q 8. Does prepayment charge apply?
Ans: The pre-closure charges are 0.