DCB Bank Gold Loan 

Gold Loan at 1%* p.m.

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DCB Bank  

 

It is a private sector commercial bank in India. DCB Bank was founded in 1930. this bank provides so many attractive financial products to the customers like credit cards, loans, and banking etc. It was also known as Development Co-operative Bank and after that, it changed to Development Credit Bank. The bank is active online and provides SMS banking, mobile banking, and telephone banking too. Bank has its branches in 19 states and 3 union territories in India. Get dcb bank gold loan  at a low-interest rate now. 

DCB Bank provides maximum loan against your gold jewelry and the interest rates are very low. The bank is well reputed so there is no risk of fraud and bank is fully responsible for the security of your gold assets. You will get back your gold after you return the loan. 

 

 

Advantages Of Bank of DCB Bank

DCB Bank provides the gold loan to the customers. DCB Bank is very reliable and trustworthy financial organization in India, it is not the only bank that provides gold loan there are so many other banks that are prone to give this facility then why one should go for DCB Bank only. Bank has a good reputation among people. Get DCB Bank Gold Loan at low-interest rate now. 

The bank is awarded by RBI for its good services. Gold loan interest rates in this bank are very low. Bank takes care of all the needs of the customers. Time for the disbursal is very small. Very less documentation is required to apply for the loan. Bank provides loan only if the purity is 24 karat. Because the amount of the rate also depends on the purity of the gold. Your gold ornaments will be assessed by specialist jewelers.

 

 

Features of DCB Gold Loan

•DCB Bank provides the amount of loan from 5000 to 20 Lakhs.

•Bank gives you the liberty to choose the method of the payment. You can pay loan amount as EMI ’s or on monthly basis.

•Bank provides you the loan amount equals to 75% of its market value.

•No guarantor is required for dcb bank gold loan .

•Your gold will be under very tight security, security is fireproof.

•A network of the bank is very wide. Bank has 194 branches in India.

 

 

Interest Rate

•The rate of interest starts from 15% to 17 %. It can be a little bit up or down.

•Gold coins are also acceptable. Having an account in DCB Bank is not compulsory to get a dcb bank gold loan  in this bank.

 

 

Eligibility criteria

There are some conditions that the applicant should fulfill to get a dcb bank gold loan. 

•Age of the applicant should be more than 18 years and less than 70 years. He/she should be able to return the loan amount on time.

•She/he should have some rigid source of income so that he can give an interest rate to the bank. Applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be 18 karats to 24 karats. 

 

 

Documents Required

•The process of documentation is very easy and simple. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents so there is no problem with the submission.

•2 passport size photos

•a passport can be an ID proof because passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. 

•Residence proof: Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill (last three months) because these are the proofs that you are residing in that particular place.

•Driving license It contains the name, date of birth and a photograph of the customer. 

•Aadhar card provided by UIDAI that contains biometric details of the customers like date of birth and photograph.

•PAN card is the permanent account number that is provided to the customers and it prevents from the financial frauds

•Ration card can be a residential proof.

•A signature proof is also compulsory.

 

 

Why lendingwale.com Is a Good Platform to Apply for dcb bank gold loan 

Why we are suggesting applying for the gold loan by using lendingwale.com over other sites. lendingwale.com know the value of your precious time. You will get so many perks if you apply by using this site. 

•If you apply for the gold loan from you will be entertained by so many benefits

•Besides that, you may get some more concessions on the interest rates.

•Therefore there is no need to go to the bank.

•Even more, documents pick up facility from your doorstep is available.

•No need to visit any branch physically.

•You don’t need to go here and there to ask for interest rate or to get to know about EMI’s. All you need is to apply on lendingwale.com and you will get back a call back within minutes with all the information. So dcb bank gold loan  is only one step away from you.

 

 

How to Apply on lendingwale.com for dcb bank gold loan 

Steps to apply

•Search for lendingwale.com on google

•A form will open up.

•Fill the form with the required information.

•You will get assisted by us further.



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