Catholic Syrian Bank Gold Loan

Gold Loan at 1%* p.m.

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Catholic Syrian Bank Gold Loan is a financial product provided by the banks to its customers. In this type of loan, you can have a loan against your gold jewelry. There is nothing to worry about even if you are not employed. The gold loan doesn’t require the customer to be salaried or self-employed. Anybody can have a gold loan if he/she has the gold of given purity. Bank will take care of all the gold/jewelry, and it will return to you whenever you pay back that particular amount of loan with interest to the bank. Catholic Syrian Bank Gold Loan gives you a lot many options and opportunities in regards to a gold loan.

Why Gold Loan

Gold Loan is useful in many essences, but most important is that your gold will be at the safest place. The bank takes full guaranty of your gold. Even if you want to put your gold in bank lockers safely and securely, then you have to pay to the bank for it, but the bank provides you locker only not security. So it’s better to get a Gold Loan, you will get money and security at the same time. Bank will be responsible for any miss happening. Gold loan is available at very fewer interest rates in many banks. So many nonbanking financial companies also provide you a Gold Loan, and very less paperwork is required to complete these formalities.

Eligibility criteria

There are some conditions that the applicant should fulfill to get a gold loan. These are written below

· Age of the applicant should be more than 18 years.

· Applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be 18 karats to 22 karats.

· All the candidates who satisfy these eligibility criteria are eligible to Catholic Syrian Bank.

Schemes provided by Catholic Syrian Bank for gold loan

General Gold Loan

This is a scheme provided by the bank under the gold loan. Its features are given below

· Interest rate starts at 11.5% per annum.

 · The tenure of this type of loan starts from 6 months to 12 months.

· Bank provides the maximum value of your gold.

· The process of gold loan is less time-consuming.

· You can get your gold loan in cashless form.

· You are going to get extra benefits if you get a loan for more than 10 Lakhs.

Retail Trade Gold Loan

Gold loans are also provided under this scheme. The rate of interest will be the same as in the General Gold Loan scheme.

Overdraft Gold Loan

Kanakasree Gold Loan comes under this category, and anybody can apply for this.

Purpose

· Lender can use the gold loan to fulfill your personal needs.

· You can start a new business by using the given amount of loan.

· Farmers can use the gold loan for agricultural purposes.

· Can also be used this amount of loan to get over the financial crises.

· This loan can also be used for educational purposes.

Eligibility criteria for Catholic Syrian Bank Gold Loan

There are some conditions that the applicant should fulfill to get a gold loan. These are written below

· First of all, the age of the applicant should be more than 18 years.

· Applicant should have gold in the form of coins/ jewelry. But the purity of the gold should be 18 karats to 22 karats. The weight of gold coins should be 50 gms maximum.

· All the candidates who satisfy these eligibility criteria are eligible to get a gold loan.

Documents Required for Catholic Syrian Bank Gold Loan

· The process of documentation is straightforward and simple. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents, so there is no problem with the submission.

· three passport size photos

· A passport can be an ID proof because a passport has a name, age, address, and photograph of the customer. If you have a passport, then there is no need to bring your address proof separately. 

· Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.

·  A Driving license can be a proof of identity and residence proof because it contains the name, date of birth, and a photograph of the customer. 

· Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.

· PAN card is the permanent account number, and it prevents the financial frauds. So it can be an identity/residence proof. Pan card is an essential document under KYC (know your customer) formality.

· Ration card can be a residence proof because it provides enough information about the applicant.

· A signature proof is also required to get a Gold Loan.

About Catholic Syrian Bank Gold Loan

Catholic Syrian Bank is a private sector bank of India. It was founded on 26 November 1920. It has 426 branches all over India. In 1975 the bank got class A  status from RBI. So the bank is well known and trustworthy. Bank caters its customers with products like consumer banking, corporate banking, mortgage loans, private banking, wealth management, investment banking. Catholic Syrian Bank Gold Loan provides you the best Gold Loan options.

How to apply on lendingwale.com

Steps to apply

· First of all, search for lendingwale.com on google.

· A form will open up.

· After that, fill the form with the required information.

· Our Relationship Manager will contact you as soon as possible and help you get your Gold Loan.

Gold Loan Interest Rate of Major Banks

Bank  Interest Rates
HDFC Bank Gold Loan 10.00% – 14.50%
ICICI Gold Loan 10.00% – 16.10%
Muthoot Finance Gold Loan 12.00% – 24.00%
Axis Bank Gold Loan 14.50% – 17.00%
Manappuram Gold Loan 19.00% – 26.00%
Yes Bank Gold Loan 10.00% – 15.99%
Bank of India Gold Loan 19.00% – 26.00%
Federal Bank Gold Loan  11.75% 13.50%
IIFL Gold Loan 12.00% – 12.00%
Central Bank of India Gold Loan 12. 90% – 14.65%
Canara Bank Gold Loan 12.65% – 12.65%
Andhra Bank Gold Loan 11.70% – 10.45%
Induslnd Bank Gold Loan 11.15% – 15.75%
PNB Gold Loan 10.75% – 11.75%
Bajaj Finance Gold Loan 14% – 26%
Bandhan Bank Gold Loan 11.5% – 14.5%
DCB Bank Gold Loan 14% – 16%
SBI Gold Loan 11.05%-15%
Indian Bank Gold Loan 10.00% – 15.99%
UCO Bank Gold Loan 19.00% – 26.00%
Kotak Mahindra Bank Gold Loan 11.75% – 13.50%
Syndicate Bank Gold Loan 12.00% – 12.00%




Leading Gold Loan Providers
HDFC Gold Loan ICICI Gold Loan Muthoot Gold Loan Manappuram Gold Loan
Axis Bank Gold Loan SBI Gold Loan Yes Bank Gold Loan PNB Gold Loan