Catholic Syrian Bank Gold Loan

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Catholic Syrian Bank Gold Loan

Catholic Syrian Bank is a private sector bank of India. It was founded on 26 November 1920. It has 426 branches all over India. In 1975 the bank has gotten class A  status from RBI. So the bank is well known and trustworthy. Bank caters its customers with the products like consumer banking, corporate banking, mortgage loans, private banking, wealth management, investment banking.

 

 

What Is A Gold Loan

Gold loan is financial product provided by the banks to its customers. In this type of loan, you can have a loan against your gold jewelry. There is nothing to worry about even if you are not employed. The gold loan doesn’t require the customer to be salaried or self-employed. Anybody can have a gold loan if he/she has gold of given purity. Bank will take care of all the gold/jewelry and it will return back to you whenever you will pay back that particular amount of loan with interest to the bank.

 

 

Why Gold Loan

Gold Loan is useful in many essences but most important is that your gold will be at the safest place. The bank takes full guaranty of your gold. Even if you want to put your gold in bank lockers safely and securely then you have to pay to the bank for it but bank provides you locker only not security. So it’s better to get a Gold Loan, you will get money and security at the same time. Bank will be responsible for any kind of miss happening. Gold loan is available at very fewer interest rates in many banks. So many nonbanking financial companies also provide you a Gold Loan, and very less paperwork is required to complete these formalities.

 

 

Eligibility criteria

There are some conditions that the applicant should fulfill to get a gold loan. These are written below

· Age of the applicant should be more than 18 years.

· Applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be 18 karats to 22 karats.

· All the candidates who satisfy these eligibility criteria are eligible to Catholic Syrian Bank.

 

 

Schemes provided by Catholic Syrian Bank for gold loan

General Gold Loan

This is a scheme provided by the bank under the gold loan. Its features are given below

· Interest rate starts at 11.5% per annum.

 · The tenure of this type of loan starts from 6 months to 12 months.

· Bank provides the maximum value of your gold.

· The process of gold loan is less time-consuming.

· You can get your gold loan in cashless form.

· You are going to get extra benefits if you get a loan more than 10 Lakhs.

 

Retail Trade Gold Loan

Gold loans are also provided under this scheme. The rate of interest will be the same as in the General Gold Loan scheme.

Overdraft Gold Loan

Kanakasree Gold Loan comes under this category and anybody can apply for this.

 

 

Purpose

· You can use the gold loan to fulfill your personal needs.

· You can start a new business by using the given amount of loan.

· Farmers can use the gold loan for the agricultural purposes.

· You can also use this amount of loan to get over the financial crises.

· This loan can also be used for educational purposes.

 

 

Eligibility criteria                                                                    

There are some conditions that the applicant should fulfill to get a gold loan. These are written below

· First of all the age of the applicant should be more than 18 years.

· Applicant should have gold in the form of coins/ jewelry. But the purity of the gold should be 18 karats to 22 karats. The weight of gold coins should be 50 gms maximum.

· All the candidates who satisfy these eligibility criteria are eligible to get a gold loan.

 

 

Documents Required

· The process of documentation is very easy and simple. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents so there is no problem with the submission.

· 3 passport size photos

· A passport can be an ID proof because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. 

· Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.

·  A Driving license can be a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer. 

· Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.

· PAN card is the permanent account number and it prevents from the financial frauds. So it can be an identity/residence proof. Pan card is very essential document under KYC (know your customer) formality.

· Ration card can be a residence proof because it provides enough information about the applicant.

· A signature proof is also required to get a Gold Loan.

 

 

Apply on lendingwale.com For Quick and Easy Disbursal of Gold Loan

Why we are suggesting applying for the Catholic Syrian Bank Gold Loan by using lendingwale.com over other sites.

We are suggesting this site the reason after that is Lendingwale.com knows the value of your precious time. You will get so many perks if you apply by using this site. Like:

· If you apply for the Catholic Syrian Gold Loan from lendingwale.com you will get by so many benefits.

· You just have to fill the Gold Loan form and you will get a call from our side automatically.

· Besides that, you may get some more concessions on the interest rates.

· Therefore there is no need to go to the bank.

· Even more, documents pick up facility from your doorstep is available.

· Furthermore, interest rates and the information about EMI ’s is available here. All you need is to apply on lendingwale.com and you will get back a call back within a few minutes with all the information. Hence Gold Loan is only one step away from you.

 

 

 

How to apply on lendingwale.com

Steps to apply

· First of all search for lendingwale.com on google.

· A form will open up.

· After that fill the form with the required information.

· You will get further information here.

· Furthermore, you can also call on 60011600 to apply.

 



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