Bank of Baroda Gold Loan

Gold Loan at 1%* p.m.

Apply & Get Instant Money


Bank of Baroda is a public sector bank and it is an international bank of India. The bank is serving the people since 1908. Bank provides so many financial services to people like a gold loan, personal loan, car loan and banking too. Since everybody needs money to start their personal needs or to start a new business.

Advantages of  Bank of Baroda Gold Loan

Bank of Baroda provides the gold loan to the customers. Though Bank of Baroda is very reliable and trustworthy financial organization in India, it is not only Bank of Baroda that provides gold loan there are so many other banks that are prone to give this facility then why do people choose Bank of Baroda Gold Loan.

The bank is well reputed. The bank is awarded by RBI for its good services. Gold loan interest rates in Bank of Baroda are very low. Bank takes care of all the needs of the customers. Time for the disbursal is very small. Very less documentation is required to apply for the loan.

Cheap Interest Rates

Interest rates offered by the bank to the customers are comparatively very low.

I year MCLR+strategic premium+3%

Processing fees –  0.50% of the loan amount+ GST.

Loan- amount – 25000 to 10 lakhs

Eligibility criteria

There are some conditions that the applicant should fulfill to get a gold loan. These are written below

Age of the applicant should be more than 18 years and less than 65 years. 

Permanent citizen of India can get a gold loan.

She/he should have some rigid source of income so that he can give an interest rate to the bank. Applicant should have gold in the form of coins/ jewelry/bricks. The purity of gold can be 18 karats to 24 karats.

Documents Required

The process of documentation is very easy and simple. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents so there is no problem with the submission.

2 passport size photos, a passport is needed because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. But the passport should not be expired.

Residence proof can be aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.

Driving license is also regarded as a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer. 

Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.

PAN card is the permanent account number that is provided to the customers and it prevents from the financial frauds. So it can be an identity/residence proof. Pan card is very essential document under KYC (know your customer) formality.

Ration card can be a residence proof because it provides enough information about the applicant.

A signature proof is also required for the gold loan.

Why lendingwale.com Is a Good Platform to Apply for Gold Loan

Why we are suggesting applying for the Bank of Baroda gold loan by using lendingwale.com over other sites. lendingwale.com know the value of your precious time. You will get so many perks if you apply by using this site. For example :

If you apply for the gold loan from you will get so many benefits

You just have to fill the Bank of Baroda Gold Loan form and you will get a call from outside automatically

Besides that, you may get some more concessions on the interest rates.

Therefore there is no need to go to the bank.

Even more, documents pick up facility from your doorstep is available.

You don’t need to go here and there to ask for interest rate or to get to know about EMI’s. All you need is to apply on lendingwale.com and you will get back a call back within minutes with all the information. So Gold Loan is only one step away from you.



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How to Apply on lendingwale.com

Steps to apply

Search for lendingwale.com on google

A form will open up.

Fill the form with the required information.

You can get further information there.

 

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