Axis Bank Gold Loan

Gold Loan at 1%* p.m.

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Axis Bank

Axis Bank is one of the largest private sector banks. Axis Bank provides a gold loan at very low-interest rates. The process is very easy and hassle-free and very fewer documents are required. There is no need to show any income proof or any kind of salary slip. You just need to have gold. you can apply online for a gold loan on lendingwale.com. It is very simple to apply for Axis Bank gold loan. There is no need to go to the bank. Furthermore, the bank is very trustworthy and reliable so we can easily trust the bank’s policies and the security. Therefore is no fear of fraud. The bank is taking all the responsibility for your gold assets.

 
Why Gold Loan

Gold Loan is useful in many essences but most important is that your gold will be at the safest place. Besides that bank takes full guaranty of your gold. Even if you want to put your gold in bank lockers safely and securely then you have to pay to the bank for it but bank provides you locker only not security. So it’s better to get a Gold Loan, you will get money and security at the same time. Bank will be responsible for any kind of miss happening.  Axis Bank Gold loan is available at very fewer interest rates in many banks. So many nonbanking financial companies also provide you with a Gold Loan,  and very less paperwork is required to complete these formalities.

Another reason to go for a gold loan is that sometimes customers are not eligible to get other loans like a personal loan or a home loan or any kind of business loan, because of their bad credit history or any other reasons. So gold loan doesn’t require that much of formalities. you can easily get an Axis  Bank Gold Loan if you have gold.

Eligibility  

There are some conditions that the applicant should fulfill to get a gold loan. These  are written below

•Age of the applicant should be more than 18 years and less than 75 years. He/she should be able to return the loan amount on time.

•Applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be 18 karats to 24 karats.

 

Interest Rate

•Interest rate starts from 10.49% of the principal amount.

•Bank will provide you up to Rs. 20 Lakhs Bank will accept gold in all forms with purity 18 karat to 22 karats. You have to return back the amount of loan within 24 months.

 

 
Documentation

•The whole process is very easy and simple. Documents required in the very simple form. You instantly get a gold loan after issuing the documents. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents so there is no problem with the submission.

•2 passport size photos, a passport is needed because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. 

•Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.

•Driving license is also regarded as a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer. 

•Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.

•PAN card is the permanent account number that is provided to the customers and it prevents from the financial frauds. So it is also considered as an identity/residence proof. Pan card is very essential document under KYC (know your customer)

•Ration card also can be a residence proof because it provides enough information about the applicant.

 

 
Why lendingwale.com

Why we are suggesting to apply by using lendingwale.com over other sites. Lendingwale.com knows the value of your precious time. You will get so many perks if you apply by using this site. Which are :

•If you apply for the Gold Loan from lendingwale.com you will get so many benefits. First of all, when you fill the Axis Bank Gold Loan form you will get a call from our side automatically. Besides that, you may get some more concessions on the interest rates. Therefore there is no need to go to the bank. Documents pick up facility from your doorstep is available.

•Furthermore, interest rates and the information about EMI ’s is available here. All you need is to apply on lendingwale.com and you will get back a call back within a few minutes with all the information. So Gold Loan is only one step away from you.



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