Allahabad Bank Gold Loan

Gold Loan at 1%* p.m.

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Allahabad Bank is one of the oldest banks in India. The bank was established 153 years ago. Allahabad Bank was founded on 24th April 1865. Headquarter of the bank is in Kolkata. Bank provides financial services to its customers like consumer banking, corporate banking, finance, and insurance. Besides that, the bank operates in 29 states and 3 UT’s in India. Bank provides a gold loan to the customers at very attractive rates of interests. Allahabad Bank Gold loan is a type of loan where you get a loan against your gold jewelry/gold coins or any other form of gold. You have to give your gold to the bank as a security and you will get a gold loan according to the value of your gold. You will have to give the prescribed amount to the bank in the form of interest and whenever you return back this amount to the bank you will get your gold back. Bank will be fully responsible for the security of your gold.

Why Allahabad Bank Gold Loan


Allahabad Bank Gold Loan is preferred because it is quickly disbursed, easy to access. Another thing is that if you have gold in any form and you are not using this gold and if you want it to put safely in the bank you have to buy a locker n bank and you will be charged for this and bank will not take its full responsibility. So it’s better to get the gold loan you will get money as the security of your gold at the same time and same place. What would be better than this?


Every bank has its own criteria to give a gold loan. Allahabad Bank provides Gold Loan :

To all individuals (corporate and noncorporate)

Age of the applicant should be more than 18 years and less than 70 years. Bank gives loan amount from 5 Lakhs to 25 Lakhs to its existing customers.

Bank accepts jewelry and gold coins as well.

The Allahabad Bank gold loan amount is given maximum for 5 Years.

Rate of Interest

There are no prepayment and processing fees.

Amount of loan will be equal to the 75% of the market value of the gold.

The rate of interest depends on the purpose of the loan.

For agricultural purposes then BR (base rate) will be 10.20% up to Rs. 50000.

From Rs. 50000 to 2 Lakhs base rate is 11.20%.

Above 2 Lakhs it is 12.20%.


The process of documentation is very easy and simple.

Identity proof (Passport/Id card/voter card/driving license) can be any one of them. 

3 passport size photos

•A passport is can be an ID proof because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. 

Residence proof can be the Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.

Driving license can also be a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer. 

Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.

PAN card is the permanent account number and it prevents from the financial frauds. So it can be an identity/residence proof. Pan card is very essential document under KYC (know your customer) formality.

Ration card also can be a residence proof because it provides enough information about the applicant.

Apply on is the best platform to apply for a gold loan because you will get here everything you need.

You can know about interest rates, you can easily check whether you are eligible for a gold loan or not.

There is no need to visit the home branch or anywhere.

You can easily apply online on The form is very simple and easy to fill.

Once you fill the online form you will get a call from our side and get assisted by our experts.

They will guide you properly and if you are eligible than your documents will be picked up from your doorstep.

The gold loan can easily approve within 10 minutes and disbursed within 45 minutes.

How to apply on

Steps to apply

First of all Search for on google.

After that form will open up.

Fill in the online form.

Besides that, you will get further guidance on 60011600.


Allahabad Bank Gold loan is available anywhere in India. All you need gold and the applicant should not be a minor (less than 18 years).

You can call on 60011600 for further inquiry.


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